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Additionally, customers for this kind of strategy can have serious legal or criminal histories. It is essential to keep in mind that different service providers offer a range of concern ages on their ensured issue policies as reduced as age 40 or as high as age 80 - guaranteed final expense insurance. Some will certainly also use higher face values, approximately $40,000, and others will certainly enable for far better fatality advantage problems by boosting the rate of interest with the return of premium or reducing the number of years up until a full survivor benefit is readily available